
Overview
What is it?
The Ultrefina UPF-S20L is a heavy-duty 20-inch whole house water filtration system designed to deliver cleaner and safer water throughout your entire home. Built with robust 304 stainless steel housing and an advanced multi-layer composite filter, it effectively reduces sediment, sand, rust, chlorine, odors, VOCs, and other unwanted contaminants directly at the source.
Who is it for?
Ideal for homeowners looking for stronger whole-home water protection, improved water taste, cleaner bathing water, and better protection for plumbing fixtures, appliances, and downstream water treatment systems such as water softeners and reverse osmosis systems.
Why it matters?
Filtering water at the main entry point helps reduce sediment buildup, chlorine exposure, unpleasant odors, and contaminants before they reach your faucets, showers, water heater, and appliances. This improves overall water quality while helping extend the lifespan of your household plumbing and water treatment equipment.
How it works?
Water flows through a high-capacity 20-inch composite filter cartridge featuring multiple filtration layers. The outer sediment layer captures larger particles like sand and rust, while the activated carbon core helps reduce chlorine, odors, VOCs, and organic contaminants. The inner fine sediment layer then captures smaller remaining particulates for cleaner and clearer water throughout your home.
Key highlights
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Heavy-duty 20-inch whole house water filtration system
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Durable 304 stainless steel housing construction
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Advanced multi-layer composite filtration cartridge
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Reduces sediment, rust, sand, chlorine, odors, and VOCs
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5-micron fine filtration precision
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High flow design suitable for whole-home applications
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Protects plumbing, fixtures, appliances, and downstream systems
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Compatible with water softeners and reverse osmosis systems
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Long-lasting filter performance with simple maintenance
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Ideal for municipal and treated city water supplies
Installation Gallery
Heavy‑Duty Multi‑Core Protection for Cleaner, Safer Water in Every Ontario Home
The Ultrefina UPF‑S20L is a premium, industrial‑grade whole‑home filtration system engineered for homeowners who demand maximum durability, high flow performance, and long‑lasting contaminant reduction. Built with a corrosion‑resistant stainless steel housing and a multi‑core composite filter, the UPF‑S20L delivers powerful, consistent protection for your entire plumbing system.
Engineered for Canadian water conditions and trusted across Ontario communities, the UPF‑S20L delivers the next level of whole‑home protection—powered by Ultrefina’s commitment to innovation, safety, and lifetime performance.

Key Features
Robust 304 Stainless Steel Build

Constructed from premium 304 stainless steel, UPF-S20 offers long-lasting strength and resilience, standing the test of time.
Featuring a thoughtfully engineered composite design, this single cartridge combines three layers of advanced filtration: a 10-micron pleated PP sediment filter on the outer layer to trap larger particles, a high-quality carbon block in the middle to reduce chlorine, odors, and organic contaminants, and a 5-micron PP sediment filter at the core to capture fine particles.
Experience cleaner, clearer, and better-tasting water — all from one highly efficient, long-lasting filter today.
Triple Layer Contaminant Removal
Comprehensive Sediment Removal
Designed to intercept impurities at the main water line, the UPF‑S20L effectively removes:
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sediment, sand, and silt
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rust and scale particulates
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chlorine and chemical by‑products
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organic contaminants
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turbidity and suspended solids
This ensures every tap in your home—from kitchen to bathroom to laundry—receives cleaner, clearer, better‑tasting water.
The UPF‑S20L’s advanced multi‑layer filtration architecture maximizes surface area and contact time, maintaining high flow rates and stable pressure even in large homes or multi‑bathroom properties. With its industrial‑strength build and long service life, it is a cost‑effective, low‑maintenance solution for families who value health, reliability, and premium water quality.

Why Choose a Stainless Steel Whole House Water Filter?
Unlike many plastic filter housings, stainless steel systems provide superior durability, pressure resistance, corrosion resistance, and long-term reliability. The UPF-S20L’s robust stainless steel construction is designed to handle demanding household water conditions while offering enhanced structural strength and extended lifespan.
Ideal Applications
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Homes using municipal city water
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Homes with chlorine taste and odor concerns
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Properties experiencing sediment or rust particles
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Pre-filtration before water softeners
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Protection for reverse osmosis systems
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Whole-home water quality improvement
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Large households requiring high water flow
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Homes seeking durable stainless steel filtration systems
Compatible Water Treatment Systems
The UPF-S20L whole house filtration system is commonly paired with our Ultrefina UWS-FF2, Smart HE Whole House Water Softener for homes experiencing hard water and scale buildup.
For homeowners looking for salt-free conditioning technology, the HydroShield Total: Ultrefina salt free softener system is an excellent complementary solution.
To improve drinking water quality at the kitchen tap, many customers also combine this system with our Ultrefina URO-T09 | Best Water Filtration System for Sink for cleaner, better-tasting drinking water.
Ideal for Ontario homes dealing with chlorine taste, sediment, and hard municipal water.
Cartridge Options

316 Stainless Steel Cartridge
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Three pore size available
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No replacement required
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life-time performance
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Removes Fine sediment & Silt: find sand, clay particles, turbidity-causing sediment
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Rust & Corrosion Particles: Oxidized iron flakes, pipe corrosion debris
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Micro-sediment from wells: Decayed organic fines, soil fines, mineral fines
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Many bacteria-sized particles
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Cysts: Giardia & Cryptosporidium cysts

FMCP Cartridge
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Three Layer filtration
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Whole-house filtration
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Removes Fine sediment & Silt: fine sand, clay particles, turbidity-causing sediment
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Rust & Corrosion Particles: Oxidized iron flakes, pipe corrosion debris
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Micro-sediment from wells: Decayed organic fines, soil fines, mineral fines
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Many bacteria-sized particles
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Cysts: Giardia & Cryptosporidium cysts
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Chlorine /Chloramine



UF Cartridge
Resin Softening Cartridge
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Washable and reusable
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Lasting performance
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0.01 micron fine precision
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Removes Biological Contaminants: Bacteria, Viruses, Cysts (e.g., Giardia, Cryptosporidium), Algae, Protozoa
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Particulate Matter: Suspended solids, Turbidity, Colloids, Silt and fine sediment
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Some Organic Molecules: High‑molecular‑weight organics, Some natural organic matter (NOM), Endotoxins
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ideal for tight installation environment
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Wall mountable
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Resin rechargeable and reusable
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Water Softening
Product Specifications
Description | Parameter |
|---|---|
Model No. | UPF-S20L |
Product Name | Home Filtration System |
Build | 304 Stainless Steel |
Filter | Multi-core Polyblock |
Filter Material | PP/CTO/PP |
Filtration Precision | 5 um |
Filter Size | 20" x 4.5" |
Service Flow | 22 GPM |
Plumbing Size | 3/4" |
Working Pressure | 22 psi - 120 psi |
Static Pressure | 285 psi |
Anti-explosion Test | 426 psi |
Water Hammer Test | 200k times |
Water Temp | 5°C ~ 45°C |
Physical Weight | 4.4 kg |
Product Dimension | 23.5" x 8" x 6" |
Product Comparison
Description | UPF-S10 | UPF-S20 | UPF-S20L |
|---|---|---|---|
Filter Size | 10 x 2.5" | 20 x 2.5" | 20 x 4.5" |
Filter Type | 316 Stainless Steel | 316 Stainless Steel | 316 SS / FMCP |
Micron Rating | 40 um | 40 um | 1um/5um /10um |
Contaminants Removed | Silt/Sand/Sediment | Silt/Sand/Sediment | Silt/Sand/Sediment/ Chlorine/VOCs |
Flow Capability | 26GPM | 26 GPM | 22GPM |
Filter Compatibility | Standard 10-in | Standard 20-in | BB 20-in |
Maintenance | Manual Flush | Manual Flush | Annual Replacement |
Suitable Applications | City /Well /Lake | City /Well /Lake | City /Well /Lake |
Frequently Asked Questions
1. Does the UPF-S20L remove chlorine?
Yes. The UPF-S20L uses a Fine Multi-Core Polyblock filter with a triple-layer filtration design. The middle layer contains activated carbon block media, which effectively reduces chlorine, unpleasant taste, and odor from the water.
2. What contaminants does the UPF-S20L reduce?
The UPF-S20L helps reduce a wide range of common water contaminants, including: Sediment, Sand, Silt, Rust, Scale particulates, Chlorine and chemical by-products, Organic contaminants, Turbidity (cloudiness in water), Suspended solids This helps improve overall water clarity, taste, and quality throughout the home.
3. Is stainless steel better than plastic filter housing?
Yes. Stainless steel filter housings are generally more durable and long-lasting than plastic housings. They also eliminate concerns about potential microplastic or nanoplastic leaching into the water over time. In addition, stainless steel offers excellent structural strength and a more premium, heavy-duty build quality.
4. Can this system be installed before a water softener?
Yes, and it is highly recommended. Installing the UPF-S20L before a water softener helps pre-filter the water for the entire home by reducing sediment, chlorine, and other contaminants upstream. This can help improve the efficiency of the water softener and extend its service life by reducing buildup and contamination inside the system.
5. How often should the filter be replaced?
Filter lifespan depends on incoming water quality and household water usage. In most homes, the filter typically lasts between 6 to 12 months. You should periodically monitor your water quality. If you notice: Reduced water clarity Unpleasant taste or odor Increased sediment Reduced water flow it may be time to replace the filter cartridge.
6. Is this suitable for well water?
Yes, the UPF-S20L can be used for well water applications. However, water chemistry varies significantly between private wells. If the well water contains very high TDS (Total Dissolved Solids), elevated chlorides, or highly corrosive conditions, it may affect system performance and could potentially contribute to pitting or crevice corrosion over time.
7. Can it improve water taste and odor?
Yes. The activated carbon block media inside the filter helps reduce chlorine, chemical by-products, and organic contaminants that commonly cause unpleasant taste and odor in water. This results in cleaner, fresher-tasting water throughout the home.
Protect Your Entire Home with Cleaner Water
Upgrade your home's water quality with the Ultrefina UPF-S20L heavy-duty whole house water filtration system. Enjoy cleaner water from every tap while helping protect your plumbing, appliances, and downstream water treatment systems.
Contact Ultrefina Canada Corp. today to learn more about the UPF-S20L or schedule your free water consultation.





